BUSINESS INSIGHTS: SA embraces multi-generational living

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Ushering in a new era for the property industry, multi-generational homes – housing two or more adult generations under one roof – is on the rise in South Africa.

While this trend is not new, it’s largely driven by economic challenges, cultural dynamics, and the desire for stronger familial connections. It also helps to free up cash flow in the high interest rate environment as families generally pool together money to provide financial relief.

The latest data that we could find to support our on-the-ground findings around multi-generational living was from Statistics SA in 2022, which stated that 32% of households were in fact multigenerational.

Not unique to South Africa, in the US from 1971 to 2021, the number of multi-generational family households has quadrupled to nearly 60 million people according to Marketplace.org – a key sign of the times. In China, it is reported that around 25 – 33% of Chinese couples live with their parents, a known tradition.

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As it stands, the average age of South Africa’s first-time homebuyers is 35 (ooba Home Loans), an age when many people are well into their careers and have started families, yet they are still struggling to get a foot on the property ladder. 

Multi-generational living can be a choice

Not always linked to affordability, generational living is also linked to convenience factors. 

There’s also a strong case to be made for young families with small children, close-knit families and families looking after elderly family members seeking solace in the form of multi-generational living.

For some homeowners, having additional family members move in is seen as an unwelcome imposition but others are embracing multi-generational living wholeheartedly, building additional dwellings on their property or converting unused space to granny flats. 

The trend is also influencing property markets and home design. Many South African households are now opting for freestanding homes with additional living spaces, such as granny flats or in-law suites, to accommodate multiple generations while maintaining privacy. Estates like Steyn City and Val de Vie have adapted by offering varied living units—from retirement homes to luxury apartments—within gated communities, providing both independence and proximity to family support

Some of the Perks

There are many financial and lifestyle benefits to this kind of living arrangement. 

South Africa is a very family-orientated country, and multi-generational living can go a long way in strengthening family ties if approached correctly.

Other benefits of multi-generational living include shared responsibility for household expenses, increased security and assistance with child and elderly care. 

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Three Golden Rules

  1. Establish clear boundaries and expectations for all parties. Determine how financial contributions will work, shared responsibility for household chores and expectations for visitors and noise levels upfront.
  1. Designate personal space. Ensure that every family member or generation has their private area within the home, whether it’s a separate bedroom or living area, as well as expectations around privacy and personal belongings.
  1. Communication and compromise are key. Be willing to compromise and adapt to each other’s needs and preferences. You can foster an environment where everyone feels valued and heard by holding regular family meetings to address concerns, resolve conflicts and make collective decisions.
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